Credit Score Confidential (MRR)

Product Description:

Here is just SOME of the information you will find inside:

• What is a good credit score, and when should to start to being concerned.
• Why paying  your bills on time may still leave marks against your credit.
• The three top Credit Bureaus and how to keep tabs on them .
• The four ways a credit bureau looks at your history - and the importance of each. 
• The three ways to boost your credit score (and they're not just paying your bills!)
• The ten steps to protect your identity from thieves who may destroy your credit
• Four essential steps when you're a victim of identity theft...take them before it's too late!
• The five most common credit mistakes you can easily avoid
• Why having no debt may actually hurt your credit score
• How to dispute bad marks on your credit report.
• How to correct errors on your report and who to contact next!
• The Truth about "free online credit reports" 
• The three ways to start building trust after a major credit disaster.
• The seven most common reasons credit scores are lowered.
• How a simple phone call may help out your credit.
• How to get late fees waived.
• The secret to setting short-term goals to repair your credit yourself.
• Why small differences in credit scores have a huge impact on the interest you pay. 
• When to consider declaring bankruptcy.
• The five organizations that will help you when you're in over your head.
• When you should fear credit repair companies.
• The six common scams of credit repair companies.
• How to use your bank as an ally in your fight against bad credit
• Five ways to curb your spending habit. 
• How to cut down your spending without beating yourself up (it's automatic!)  
• Six great ideas for increasing your monthly income
• Four steps to help you prepare for financial emergencies.
• The secret to changing the way you think about money.
• How to set your finances on autopilot.
• When refinancing is the best option.
• What you should always know before talking to a lender.
• How to encourage a potential lender to look at you instead of your credit score.
• How to make paying your bills easier on yourself.
• The advantage of being a student while trying to repair your credit.
• The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills).
• When to take out a loan to repay your debts.
• Which "cash advance" agencies to stay away from (or you risk destroying your credit).
• The six  ways to handle the stress of being in debt.